Own it now, pay later
Say ‘goodbye’ to wishing and waiting. Say ‘hello’ to owning and loving it.
Apply for your zip account and make as many purchases as you want up to your limit.
Everyone’s different. That’s why we let you tailor your payments to suit your lifestyle.
Every purchase you make with Zip is interest free. Online or instore, every time, every day.
It’s easy! Every time you make a purchase we simply add it to your account. Then at the beginning of the month, we send you a summary (called a “statement”) of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest free.
A limit for your lifestyle
|Account limit||Under $1000||Over $1000|
|Interest free period||0% always||0% interest for 3 months
Promotional offers 6-48 months
|Establishment fee||$0||$0 – $99|
|Minimum repayments||$40/month||From $40/month|
|Account fee||$6/month waived if you have no balance
|$6/month waived if you have no balance